Common injuries like major cuts, fractures or dislocations can result in hundreds of dollars in out-of-pocket medical expenses and time missed from work. UNUM’s Accident Care Insurance includes benefits for initial care (ambulance, ER, etc.), hospitalization, follow up care plus Accidental Death & Dismemberment Benefits – helps offset the unexpected medical expenses due to an accidental injury such as deductibles, co-payments and co-insurance.

  • 4 coverage options: Employee, Employee & Spouse, Employee & Child(ren), Family
  • Lump Sum Benefits paid directly to you for accidental injuries to help offset out-of-pocket expenses.
  • Covered injuries include: dislocations, fractures, burns, concussions, lacerations, emergency dental work for broken teeth, eye injuries resulting in surgical repair or foreign object removal, torn knee cartilage, surgically repaired ruptured disc, and torn/ruptured or severed tendon/ligament/rotator cuff.

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Unum Accident Benefit Summary